Unlike traditional homes, mobile homes and manufactured homes must be both transported and installed onsite at the customers final destination. Mobile Home Installers Insurance provides coverage that you can count on.
The transportation and installation of these homes creates risk that you must consider. Should you, one of your workers, or a civilian be involved in an accident or the home is damaged during installation you need to be covered with proper insurance.
Mobile Home Installers Insurance You Can Count On
Ables Insurance specializes in insurance for the mobile home industry and specifically for installers of mobile homes and manufactured houses. We have hundreds of clients that count on our expertise to guide them in the right direction and build the perfect policy for their business. Give us a call today for more information!
Mobile Home Installers Insurance Policies
As an installer you should consider carrying the following types of insurance and bond policies as part of your total package.
General Liability – as a general rule this is the most basic type of insurance to protect you and your business for injury on your property, by use of your products or your general operations.
Installer bond – this is often required by your state as a way to protect the homeowner and dealer.
Installation floater – this insurance covers the actual house while it is being installed.
Equipment coverage – for any equipment you may be using during the installation like a house cat.
Workers compensation – most all businesses need to consider workers compensation which helps your company cover medical expenses and salaries when employees are injured on the job.