If you operate or own a manufactured home park you have made a significant investment. Your mobile home tenants likely have their own insurance, but that does not cover anything outside their home. Manufactured Home Park Insurance offers protection for significant risks that mobile park owners face.
Faulty sewage systems, accidents on the property or at the park, animal bites or even natural disasters could all be instances that you might be liable for. We provide the necessary insurance that can cover you in these situations.
Manufactured Home Park Insurance
Types of Coverage for your Manufactured Home Park
These are just some of the types of coverage you may want to consider as part of your mobile park and manufactured housing park insurance package.
General Liability – as a general rule, this is the most basic type of insurance to protect your mobile home park against injury on your property, by use of your products or your general operations.
Workers compensation – most all businesses need to consider workers compensation as part of their manufactured housing park insurance package which helps your company cover medical expenses and salaries when employees are injured on the job.
Commercial auto – should you own vehicles as part of your mobile home park, this type of automotive insurance is required in case of an accident.
Hired / non-owned auto liability – this type of manufactured housing park insurance coverage protects you as a business owner should an employee use their own vehicle in conjunction with your park.
Loss of Income – in the case of an event that prevents your manufactured home park or manufactured housing park from earning revenue, this coverage can help.